Car theft insurance claim denied

Two court cases where car theft insurance claim denied to insurer First example where car theft insurance denied In the first case where car theft insurance is denied, it involves the case of Morin c. Axa Assurances Inc., 2007 QCCQ 14243. The insured alleges that his truck was stolen, and he makes his car insurance… View Article

Car theft insurance Coverage and Insurance Claims

Car Theft Insurance Coverage and Insurance Claims In a recent case of car theft coverage and insurance law, namely Guy c. Bélair Direct, 2015 QCCQ 2520 (CanLII), the case involved the question of sincerity in the insured’s reporting of the theft of his car’s versus his insurers interpretation. The car was eventually found completely burnt… View Article

Not saying the truth to your insurer?

What are the consequences of not saying the truth to your insurer? A recent case of Laramée c. Innovassur Assurances Générales   ( Banque Nationale Assurances ), 2015 QCCS 3483, illustrates what not saying the truth to your insurer can lead to. In this case, there was an insurance claim made by the insured subsequent to… View Article

Forgotten Details and Insurance

Forgotten Details and Insurance – Car Insurance It may occur that the insured has forgotten details, in all good faith and honesty, to declare a fact which is pertinent to the risk assumed by the insurer. For example, in a case of car theft, the insured owner did not inform the insurer that his son,… View Article

Car Insurance Policy & Insurance Claims

Car Insurance Policy & Insurance Claims The insured, when he took out his car insurance policy, when subscribing, answered « no » to the question “Has an insurer cancelled your car insurance policy within the last three years?”. The insured had seen his former car insurance policy cancelled because he had not paid part of his insurance… View Article